What’s Medicare

The Federal Health Insurance program for:

  • People who are 65 or older
  • People under 65 who has been on disability for at least 24 months
  • People of any age with end stage renal disease (permanent kidney failure requiring dialysis)

What’s Original Medicare?

Part A - in-patient hospital coverage, skilled nursing facility, hospice care, etc

Part B – services from doctors, outpatient hospital services, durable medical equipment, etc.

You are required to pay the standard government Part B premium. The Social Security Administration will let you know the exact amount.

What’s a Medicare Advantage Plan?

  • Combines Part A/Part B
  • Generally, no or lower premium & co pays
  • HMO plans (Restricted to network)
  • PPO plans
  • Prescription drug plan
  • Extra benefits such as dental, vision, hearing, etc.

What’s Part D?

A Medicare Drug plan that helps the cost of prescription drugs

What’s a Medigap plan?

  • Medicare Supplemental Plan
  • You will pay a monthly premium
  • Freedom to choose doctors
  • Covered anywhere in the USA
  • Must purchase a separate prescription drug plan

What’s dual eligibility?

People that qualify for both Medicare and Medicaid. Majority of healthcare costs are likely covered.

DISCLAIMER: Not connected with or endorsed by the U.S Government or the Federal Medicare program. This is a solicitation

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